Invoicing. Wallets. Payouts. USDC.
All connected to your books.
Send invoices, hold funds in smart wallets, release payouts at milestones, and settle in USDC — with every transaction posting to your general ledger automatically.
Sound Familiar?
The old way is held together with duct tape
Invoicing lives in one tool, payment processing in another, and neither talks to your GL
Manual journal entries every time money moves — deposits, payouts, refunds, fees
No way to hold funds safely for a project and release them at milestones
Wire transfers take days and cost a fortune, especially cross-border
Vendor payments require spreadsheets, batch files, and manual bank uploads
Zero visibility into float income — your idle cash earns nothing
Three Pillars
Every direction money moves
Collection, custody, and disbursement in one platform — with every transaction hitting your general ledger in real time.
Invoicing & Payment Collection
Send professional invoices, accept payments across every rail, and auto-post to your GL. Recurring billing, payment links, and dunning built in.
Smart Wallets & Automated Payouts
Digital wallets that hold funds and release them automatically based on contract milestones. Multi-party disbursement with full audit trails.
Bill Pay & Vendor Payments
Pay vendors, contractors, and partners individually or in bulk. USDC settlement for instant, low-cost transfers with full GL integration.
Why USDC
Traditional rails vs. USDC via Bridge
Stablecoin settlement is faster, cheaper, and always on. B1ND makes it as simple as any other payment method.
| Traditional | USDC via Bridge | |
|---|---|---|
| Transaction cost | 2.5 - 3.5% | < 0.1% |
| Settlement speed | 2 - 5 business days | Minutes |
| Availability | Business hours only | 24 / 7 / 365 |
| Cross-border | Wire fees + FX markup | Same cost, any country |
| Float income | None | ~4 - 5% APY on held funds |
Built for Your Industry
Smart Wallets work the way your business does
Every industry has money that needs to be held, tracked, and released on terms. Smart Wallets adapt to your workflow.
Construction
Retention wallets hold funds until milestones are verified by the GC. Progress billing triggers automatic releases tied to AIA schedules.
Property Management
Deposit wallets keep security deposits compliant and separate from operating funds. Automated refund workflows at lease end.
Freelancers & Creators
Milestone wallets release payment when deliverables are approved. Clients fund the wallet upfront; you get paid the moment work is accepted.
Nonprofits
Grant wallets track restricted funds with full audit trails. Automated disbursement ensures grant spending stays within donor requirements.
Professional Services
Project wallets hold client deposits and release at engagement milestones. Retainer drawdowns are automatic and fully reconciled.
E-Commerce & Marketplaces
Reconcile marketplace fees, manage multi-channel payouts, and settle supplier payments across platforms with full GL integration.
SaaS & Software
Contract wallets for enterprise deployment milestones. Hold customer payments securely and release as implementation phases complete.
Healthcare
Patient deposit wallets hold prepayments and co-pays. Automatic release against completed services with insurance reconciliation.
Food Service & Hospitality
Vendor payment automation, POS reconciliation, and tip disbursement wallets. Every transaction posts to your GL in real time.
Zero Manual Entries
Every transaction posts to your GL
B1ND is an accounting platform with payment rails built in — not a payment tool bolted onto a spreadsheet.
Invoice sent
Accounts receivable entry created automatically
Payment received
Cash posted, revenue recognized, invoice cleared
Funds held in wallet
Liability recorded, float income accrues daily
Payout released
Liability cleared, expense posted, vendor paid
FAQ
Frequently asked questions
Stop reconciling payments.
Start automating them.
Invoicing, smart wallets, automated payouts, and USDC settlement — all in one platform, all posted to your GL.